There are a couple of roofing companies working with independent insurance adjusters who are going around offering a free inspection for storm damage. They claim to work with your insurance company to file the claim and you will only be responsible for the deductible.
It is strongly recommended to get a 2nd opinion:
- That independent insurance adjuster collects 20% regardless if you get your roof replaced.
- Your insurance company will send out an inspector who may deny the claim.
- It shows as a homeowners claim and your insurance rates may go up.
- The damage may be minor. Although you may see signs of water coming through, it may be from the center cap going down your house and not anywhere else on the roof.
Many roofing companies will come out the same day to inspect and provide you with a written inspection.
If you do decide to get your roof replaced, please complete an Architectural Review Application found in Frequently Asked Question and submit to Property First. Patching the roof is not allowed.